You’ve probably seen commercials advertising credit cards that earn 5% cash back or 5 points per dollar spent. Compared with standard cards that often earn just 1% cash back or 1 point per dollar spent, these 5x cards seem amazing. But are they? Should you get them?
In this post I’ll cover the 4 main cards that earn 5x rewards. I’ll then provide my recommendation for whether to get them. (more…)
I recently heard a story about New England quarterback Tom Brady that illustrates the importance of knowing what matters most and pursuing it. By 2005, 27-year-old Tom Brady had already won three Super Bowls. Brady was making millions of dollars. He was dating a model. He had it all. Or so you might think.
Tom Brady and his wife, supermodel Gisele Bündchen
That year 60 Minutues correspondent Steve Kroft interviewed Brady. Kroft asked him what he made of his success. This was Brady’s stunning reply: (more…)
If 18 months ago you had told me that my team would no longer need email, text messaging, or instant messaging to communicate with each other, I would have thought you were crazy. No IM, maybe. But no email and text? No way. Yet here we are, with no need of those tools anymore. And it’s all because of Slack.
In this post I’ll explain what Slack is and how my team uses it. Then I’ll share 5 reasons why I recommend it for your team, too. (more…)
While there are many ways to earn extra money on the side, the primary way to earn more is to get paid more for your work. Improving your skills is a key ingredient to getting paid more. But there are many ways to improve. The question is: which improvements are both easiest to make and likely to have the greatest impact on your ability, value to your employer, and income?
In the book Topgrading, author Bradford Smart lays out no fewer than 50 job competencies. These are 50 areas in which every employee has more or less ability. Topgrading is a book about hiring. The competencies are discussed to help an employer make a top hire.
But in reading about the competencies, I realized it could be reverse-engineered to help someone become more valuable to a current or perspective employer.
Specifically, 5 of the 50 competencies are considered by experienced Topgraders to be both highly important and easy to change. Focusing on growing in those 5 competencies presents a leveraged opportunity. They offer 5 ways to make yourself more valuable to an employer with comparative ease.
In this post I will provide a snapshot of the 50 Topgrading competencies. Then I’ll discuss how to increase your ability—and hopefully your income—through improving in the key 5. (more…)
In my last post I argued that you can save substantially on groceries—perhaps 19% or $760 per year—by having them delivered to you rather than going grocery shopping. Doing so saves a lot of time, too. But I also acknowledged that sometimes it makes more sense to shop for groceries in store. When shopping in store, there are still ways to quickly save money on groceries.
Following are 4 efficient ways to save money when shopping for groceries in the store: (more…)
The average American household spends over $4,000 per year on groceries. As a result, saving even a small percent on groceries can add up. That said, many cost-savings tactics—like clipping coupons—often aren’t worth the time. The question is: how can one save the most money on groceries in the least amount of time?
In this two-part series of posts, I’ll share 5 ways to quickly save on groceries. Today I want to share my #1 recommendation: (more…)
There are many ways to approach the tasks on your to-do list. The relative urgency of tasks can’t fail to play a role. The importance of tasks should play a greater role. But in this post I want to focus on an often-overlooked aspect of task-management: context. Most tasks are well-suited to being worked on in certain environments but ill-suited to others. Working on tasks optimally suited to the context you are in at any given time can greatly increase your overall work efficiency.
In this post I’ll explain what I mean by “context” and show how to increase efficiency by choosing tasks well-suited to any given context. (more…)
This blog is about the pursuit of what matters most. My angle is to help you have more time and money to that end, as time and money are huge levers. But they are only levers. What matters more is what matters most. Today I am celebrating a key ingredient of what matters most to me: my marriage. Today is Sarah’s and my 10-year wedding anniversary.
Our Wedding Day: May 19, 2007
In commemoration of this occasion, I thought I’d share 10 lessons from 10 years of marriage. Many apply to any pursuit of what matters most. Here goes: (more…)
Whether flying in economy, business, or first class, you want the best seat for the money you spend. Some seats—such as those near the bathrooms—you know to avoid choosing. But how can you know in advance which seats don’t recline or which have misaligned windows? On the other hand, how can you know which have extra leg room or AC power so that you can charge your device in flight? The answer is SeatGuru.
I’ve used SeatGuru for many years to help me get the best seat for the money. In this post I will explain how SeatGuru works and show you how to use it to get a great seat on the plane. (more…)
Four good bank offers have come out over the past week or so, as reported by Doctor of Credit. Each offer allows you to earn $500 or more. They represent a fairly easy way to add to your financial bottom line.
Here’s an overview of each of the four offers, together with my recommendation for which one(s) to get, depending on your circumstances: (more…)