How to Do Everything at the Most Optimal Time

Discover the Best Time—Based on Your “Type”—to Fall in Love, Interview for a Job, Ask for a Raise, etc.

Is there an optimal time of day to fall in love, interview for a job, or ask for a raise? According to the book The Power of When, which I just finished reading, there is. The author, Dr. Michael Breus, argues that there are 4 types of people. For each type, Breus lays out the most optimal time of day to engage in a wide range of activities from training for strength to seeing a therapist to presenting your ideas.

A picture of a lion

One of the four types of people is the “lion,” the quintessential morning person.

“’When’ is the ultimate life hack,” writes Breus. “It’s the foundation of success, the key that unlocks a faster, smarter, better, and stronger you. Knowing ‘when’ enables you to perform ‘what’ and ‘how’ to your maximum potential.”

In this post I briefly summarize the 4 types of people. Then I show the most leveraged time of day for your type, and the other three types of people, to undertake important activities in order to get from them the most bang for the buck. (more…)

Last Chance to Get $1,075 from these 2 Credit Cards?

These 2 Cards May Disappear with the Marriott/Starwood Merger

Marriott and Starwood are in the process of merging. One likely outcome is that Chase and AMEX will discontinue a couple of currently available Marriott/Starwood credit cards with nice signup bonuses (worth $488-$587 in travel). If you’re interested in these cards, you should consider grabbing them before they’re potentially gone.

2 credit cards stuck in the sand

Here are the cards that folks in the know speculate will disappear: (more…)

How to Get Roadside Assistance on the Cheap

And Why I’m Cancelling My AAA Membership After 25 Years

Have you ever locked your keys in the car, ran out of gas, or found out your car’s battery is dead? Those are frustrating situations. And when they occur, it’s nice to get help. That’s why I’ve been a member of AAA for—gasp—25 years: because AAA offers great roadside assistance. But I had to decide by today whether to renew my membership or let it lapse.

Roadside service technician changing a tire

After a quarter of a century, I finally got around to researching whether the cost of membership is worth it. And for my wife and me, I’ve decided that it is not. Following is why I’m cancelling my AAA membership and, more importantly, how you can get roadside assistance on the cheap—even for free. (more…)