You just landed at the airport, ready to start your beach vacation. You can’t wait to change your sweaty clothes for a swimsuit. So you head to the car rental agency to grab your car and be on your way. But first, you must make a series of important decisions that you feel completely ill-equipped to make. Do you want collision coverage on the car? What about liability insurance? Seems expensive. But the agent swears you’d be crazy not to purchase the coverage he’s selling.
Your eyes begin to glaze over. You quickly initial here, here, and there. Depending on your decision, you either just forked over a bunch of cash or waived coverage. Either way, one thing is likely: you don’t have good reasons for the decision you made.
I know, because I’m right there with you. Or at least I was until last week.
Over the past week, I’ve done a bunch of research to try to answer the question: When renting a car, should I buy rental car insurance?
Following is the fruit of my research. It will shape whether I accept or decline rental car insurance moving forward. (more…)
When renting a car, I want to get the cheapest rate possible with the least amount of effort. You, too? If so, you need to use a free site called AutoSlash. I’ve used AutoSlash dozens of times since 2011. On one occasion, AutoSlash saved me a whopping $2,178 (74%) on a 27-day SUV rental. On at least 10 separate occasions, AutoSlash saved me more than 31% off the lowest rate I could find. Due to its considerable savings and ease of use, I highly recommend using AutoSlash every time you book a rental car.
In this post I’ll explain what AutoSlash is and show you how to use it to quickly save a ton when renting a car.
What if you could buy a product, use it until it wears down or breaks, and then return it—even years later—for a full refund or exchange? Sounds like wishful thinking, right? Amazingly, that is precisely how returns work at Bed, Bath, & Beyond. In this post, I’ll explain how to make the most of their generous return policy. But first, I want to share four quick stories that illustrate just how absurdly generous the policy is. You won’t believe what they are willing to let you return.
Top 4 Stories of Returns to Bed, Bath, & Beyond
The following four stories illustrate the absurdly generous return policy of Bed, Bath, & Beyond:
#4. My Return of a Patio Umbrella
You’ve probably seen commercials advertising credit cards that earn 5% cash back or 5 points per dollar spent. Compared with standard cards that often earn just 1% cash back or 1 point per dollar spent, these 5x cards seem amazing. But are they? Should you get them?
In this post I’ll cover the 4 main cards that earn 5x rewards. I’ll then provide my recommendation for whether to get them. (more…)
While there are many ways to earn extra money on the side, the primary way to earn more is to get paid more for your work. Improving your skills is a key ingredient to getting paid more. But there are many ways to improve. The question is: which improvements are both easiest to make and likely to have the greatest impact on your ability, value to your employer, and income?
In the book Topgrading, author Bradford Smart lays out no fewer than 50 job competencies. These are 50 areas in which every employee has more or less ability. Topgrading is a book about hiring. The competencies are discussed to help an employer make a top hire.
But in reading about the competencies, I realized it could be reverse-engineered to help someone become more valuable to a current or perspective employer.
Specifically, 5 of the 50 competencies are considered by experienced Topgraders to be both highly important and easy to change. Focusing on growing in those 5 competencies presents a leveraged opportunity. They offer 5 ways to make yourself more valuable to an employer with comparative ease.
In this post I will provide a snapshot of the 50 Topgrading competencies. Then I’ll discuss how to increase your ability—and hopefully your income—through improving in the key 5. (more…)
In my last post I argued that you can save substantially on groceries—perhaps 19% or $760 per year—by having them delivered to you rather than going grocery shopping. Doing so saves a lot of time, too. But I also acknowledged that sometimes it makes more sense to shop for groceries in store. When shopping in store, there are still ways to quickly save money on groceries.
Following are 4 efficient ways to save money when shopping for groceries in the store: (more…)
The average American household spends over $4,000 per year on groceries. As a result, saving even a small percent on groceries can add up. That said, many cost-savings tactics—like clipping coupons—often aren’t worth the time. The question is: how can one save the most money on groceries in the least amount of time?
In this two-part series of posts, I’ll share 5 ways to quickly save on groceries. Today I want to share my #1 recommendation: (more…)
Whether flying in economy, business, or first class, you want the best seat for the money you spend. Some seats—such as those near the bathrooms—you know to avoid choosing. But how can you know in advance which seats don’t recline or which have misaligned windows? On the other hand, how can you know which have extra leg room or AC power so that you can charge your device in flight? The answer is SeatGuru.
I’ve used SeatGuru for many years to help me get the best seat for the money. In this post I will explain how SeatGuru works and show you how to use it to get a great seat on the plane. (more…)
Four good bank offers have come out over the past week or so, as reported by Doctor of Credit. Each offer allows you to earn $500 or more. They represent a fairly easy way to add to your financial bottom line.
Here’s an overview of each of the four offers, together with my recommendation for which one(s) to get, depending on your circumstances: (more…)
If you’re like most people, you don’t want to overpay for a hotel. At the same time, you don’t want to spend forever squeezing out every last dollar of savings. You want to quickly find and book a great hotel at a great price. If you’re going to pay cash (rather than points) for a hotel, the absolute best way I know of to quickly get a great hotel at a great price is to use the Priceline hack I describe in this post.
Times Square, New York — one of the many places the Priceline hack works
The last time I used this method I booked a $150 4-star hotel in Miami for $65—a savings of $85 or 57%. Saving $85 is great. But imagine saving $85/night on a 5-night stay. That’s a savings of $425. Now imagine doing that four times per year. That’s a savings of $1,700. The savings add up quickly when you make this method of booking hotels your default method.
In this post I will explain how Priceline works. Then I’ll share the key to the trick. Finally, I’ll include a video I recorded of me using the method. That way you can see, step-by-step, exactly how to do it. (more…)